Senior Pastor of Dunamis International Gospel Centre, Dr. Paul Enenche, has issued a stern warning to Nigerians, particularly Christians, urging them to steer clear of online loan applications. He described such platforms as spiritual traps that enslave people with the burden of debt, calling them “agents of the devil in covenant with the spirit of debt.”
The respected cleric delivered this warning during a Sunday service in Abuja where he addressed the growing wave of Nigerians who have fallen victim to the lure of instant digital loans. He emphasized that while these services often present themselves as convenient solutions during times of financial crisis, they come with heavy consequences that can ruin lives both psychologically and spiritually.
According to Pastor Enenche, what many people view as quick relief is nothing more than a deceptive snare designed to plunge them into cycles of distress. He lamented that numerous individuals, after falling into the web of loan apps, have been subjected to harassment and intimidation that sometimes drives them to depression and even suicide.
Harassment, Shame And Psychological Damage
Pastor Enenche explained that those who borrow from these platforms often encounter relentless phone calls, threatening messages, and humiliating tactics from the operators. He noted that beyond financial debt, victims endure reputational attacks as some companies resort to publishing defamatory statements, fake obituaries, and other extreme measures intended to disgrace borrowers publicly.
The cleric condemned these practices as not just unethical but deeply destructive, warning that such forms of humiliation often push already struggling individuals into severe mental health crises. For him, the issue is more than economics; it is a spiritual battle against covenants with debt that enslave unsuspecting believers.
“These things are demonic covenants with debt, and no child of God should have anything to do with them,” Pastor Enenche declared to his congregation.
Rising Public Outcry Against Loan Apps
Concerns about the operations of loan apps have been growing across Nigeria. Reports of harassment, cyberbullying, privacy breaches, and public shaming campaigns have triggered outrage among citizens, civil society organizations, and even lawmakers. Many operators of these services face accusations of violating data protection laws, sharing borrowers’ personal details without consent, and employing fear-based collection methods that resemble psychological torture.
Pastor Enenche’s remarks resonate with these public concerns, but his message goes further by placing the matter in a spiritual context. He framed the pursuit of quick and easy money as a temptation that Christians must resist, noting that the consequences far outweigh the perceived benefits. He advised believers to trust God for provision rather than seeking financial shortcuts that leave them ensnared.
Financial Hardship And The Search For Solutions
The cleric acknowledged that Nigeria’s current economic climate has made many people desperate for quick cash. Rising prices, unemployment, and limited access to traditional banking credit have pushed millions toward unregulated loan providers that advertise instant approval with little documentation. While these offers may appear like a lifeline, Pastor Enenche stressed that they often serve as bait leading to bondage.
He urged Nigerians to be discerning and to seek sustainable, ethical solutions to financial challenges instead of resorting to platforms that ultimately bring more suffering. According to him, true financial breakthrough comes from discipline, hard work, and divine guidance, not from being trapped in cycles of repayment that ruin lives and relationships.
A Call To Christians To Stay Alert
Beyond addressing the practical dangers, Pastor Enenche presented the issue as a spiritual warning to Christians across the country. He described debt as a tool used by the enemy to enslave people, urging the faithful to recognize and resist such schemes. He encouraged believers to focus on living debt-free lives anchored in faith, contentment, and reliance on God’s provision.
His warning reflects a growing movement among religious leaders who are speaking out against exploitative financial practices in Nigeria. The cleric’s words have sparked conversations on social media and in various Christian communities about the need for both spiritual and financial discipline.
Conclusion
Pastor Paul Enenche’s fiery message against loan apps has once again drawn attention to the unethical and harmful practices of many online lending platforms in Nigeria. By framing the issue as both a social and spiritual crisis, he reinforced the urgency of protecting vulnerable citizens from falling into destructive cycles of debt. His call to resist the temptation of easy money resonates not only with Christians but with every Nigerian grappling with financial difficulties.
As the debate on loan app regulations continues, his voice adds weight to the push for accountability and consumer protection, while reminding believers to seek solutions that align with both their faith and their long-term wellbeing.






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